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Kunal Shah
CRED founder Kunal Shah recently remarked that if a knowledgeable person does not use their knowledge in creation, they might turn bitter and cynical.
He wrote on social media platform X, “If a knowledgeable person doesn’t use their knowledge to build, they may end up using their knowledge to judge and become a cynic.”
Netizens react
Netizens have responded to the post by the fintech entrepreneur and supported his views.
“Most cynics are not knowledgeable, just opinionated,” an individual commented.
Another individual wrote, “Wise minds should create, not just critique, or they risk turning bitter.”
“Yes, resentment can be brutal,” said a third user. “If you don’t put that knowledge to work, you’ll lose patience for those that do.”
“Build or the mind turns inward and bitter over time,” wrote another user.
A user said, “Knowledge without creation is just mental hoarding with extra judgment”.
If a knowledgeable person doesn’t use their knowledge to build, they may end up using their knowledge to judge and become a cynic.
— Kunal Shah (@kunalb11) May 14, 2025
About Kunal Shah
Born and raised in Mumbai, Maharashtra, Shah is an entrepreneur and angel investor. He is the co-founder of Freecharge and the founder of CRED, a fintech company valued at around $6.4 billion.
In 2010, he co-foundedFreeCharge, a digital payments company, with Sandeep Tandon. The company gained huge popularity, attracting millions of users. In 2015,Snapdealacquired FreeCharge for $400 million.
In April 2018, Shah founded the credit card bill payment platform, CRED, with his own capital at the age of 35. The platform rewards users for timely payments.
CRED raised substantial funding from investors, includingDST Global,Sequoia Capital, andTiger Global. In June 2023, Kunal Shah's company raised $140 million at a valuation of $6.4 billion.The fintech startup became the official sponsor of theIndian Premier Leaguefrom 2020 to 2023.
Some of the other posts by Kunal Shah
In another recent post, Shah remarked, “Ambition spreads through osmosis and can’t be taught.”
He also opined in another post: "Companies offering status have more longevity than those offering efficiency. Companies offering both are golden."
The entrepreneur cum angel investor is popular on X platform for sharing motivational posts related to life and business.
#MondayMotivationpic.twitter.com/rExduE65x0
— Kunal Shah (@kunalb11) May 19, 2025